Understanding SSDI Work History Requirements in New York

Key points about work history and SSDI eligibility include:

• Work credits are essential; they prove you have paid into Social Security through employment.
• The number of credits needed varies by age when you become disabled.
• Adults typically need about .
• You usually must have worked recently before your disability to qualify.

Alternatives When You Lack Work History

If you do not meet SSDI work requirements, consider:

• Supplemental Security Income (SSI), which is based on financial need, not work credits.
• Applying for SSI if your disability limits your ability to earn an income.
• State or local benefits programs that may offer assistance.

Exceptions and Special Situations

In limited cases, you might still get SSDI benefits if:

• You are younger and have fewer credits needed, as SSA requires fewer credits for younger claimants.
• You qualify via eligibility through a spouse’s or parent's work history.

How SSA Evaluates Disability Applications

The Social Security Administration will:

• Verify your work credits through their records.
• Review medical evidence proving your disability.
• Consider alternative benefits options if SSDI is not possible.

Common Reasons for Denial Without Work History

• Insufficient work credits due to lack of employment or paying Social Security taxes.
• No qualifying disability evidence or documentation.
• Failure to explore potential alternative programs like SSI.