1. Confirm Your Eligibility for SSDI

Before filing, make sure you meet the Social Security Administration (SSA) eligibility requirements:

• You’ve worked long enough and paid Social Security taxes (FICA).
• You have a medical condition that meets the SSA’s definition of disability — one that prevents you from substantial work and is expected to last at least a year or result in death.
• You’re under full retirement age when applying.

If you meet these criteria, you can move forward with your SSDI claim.

2. Gather Required Information and Documents

Having all the necessary paperwork ready before applying helps prevent delays. You’ll need:

• Social Security number and birth certificate
• Medical records, including doctor’s notes, test results, and hospital summaries
• Work history for the past 15 years (job titles, duties, and employer information)
• W-2 forms or tax returns if self-employed
• List of medications and treatment history
• Contact details of healthcare providers

Organizing these documents beforehand helps you file your SSDI claim faster and more accurately.

3. Choose How to File Your SSDI Application

In New York, you can apply for SSDI in three ways:

Online

Visit the SSA’s website and complete the application at ssa.gov/applyfordisability. This is the fastest and most convenient option.

By Phone

Call the SSA at 1-800-772-1213 (TTY 1-800-325-0778) to start your application over the phone.

In Person

Visit your local Social Security office in New York. You can find the nearest office through the SSA’s office locator tool online.

4. Complete and Submit the SSDI Application

When filling out your SSDI application, make sure to:

• Provide detailed descriptions of your medical condition and how it limits your ability to work.
• Include accurate dates of treatment, tests, and doctor visits.
• List all medications and side effects that affect your daily life.
• Double-check for errors before submitting.

Incomplete or inaccurate information can lead to delays or denials.

5. Wait for the SSA’s Review

After submission, the Disability Determination Services (DDS) office in New York will review your claim. They may contact your doctors or schedule a consultative examination to gather more information.

The average review time for an initial SSDI decision in New York is typically 3 to 6 months, depending on case complexity and medical evidence.

6. Track Your SSDI Application Status

You can check the status of your claim:

• Online at your My Social Security account
• By calling the SSA
• By contacting your local Social Security office

Regularly tracking your claim ensures you don’t miss any important updates or document requests.

7. If Denied, File an Appeal

If your SSDI claim is denied (which happens to many first-time applicants), you can appeal the decision within 60 days. The appeal levels include:

• Reconsideration
• Hearing before an Administrative Law Judge (ALJ)
• Appeals Council review
• Federal court review, if necessary

Many applicants are approved after appealing, especially with professional assistance.