Step 1: Confirm Your Eligibility

Before applying, make sure you meet the basic SSDI requirements:

• You have worked long enough and recently enough to earn sufficient Social Security work credits.
• Your medical condition prevents you from engaging in substantial gainful activity (SGA).
• Your condition is expected to last at least 12 months or result in death.

Step 2: Gather Required Documents

Having complete documentation before filing can speed up the process. You will typically need:

• Proof of identity (birth certificate, Social Security card).
• Work history (employer names, dates of employment, job duties).
• Recent tax returns or W-2 forms.
• Detailed medical records, including diagnoses, treatments, and doctor contact information.
• A list of medications and prescribed treatments.

Step 3: Choose a Filing Method

Residents of New York can apply in several ways:

• Online: Through the Social Security Administration (SSA) website.
• By Phone: Calling the SSA at 1-800-772-1213.
• In Person: At your local New York Social Security office (appointments recommended).

Step 4: Complete the Application

When filling out the SSDI application, you will need to provide:

• Personal identification details.
• A complete medical history with all relevant doctors, hospitals, and treatments.
• A full employment history and description of job duties.
• Information about your household income and dependents.

Accuracy and detail are crucial—errors or omissions often lead to delays or denials.

Step 5: Wait for the Review

Once submitted, the SSA forwards your application to Disability Determination Services (DDS) in New York, where examiners and medical professionals review your claim. They may request additional documentation or schedule a consultative exam with an SSA-approved doctor.

Step 6: Be Prepared for Possible Appeals

Most SSDI applications are denied at first. If this happens, don’t get discouraged—you have the right to appeal. In New York, the process usually involves reconsideration, an Administrative Law Judge (ALJ) hearing, and, if necessary, federal court review.