Is SSDI available to people under 30 in New York?

By Hogan Smith

Updated 11/28/2025


Is SSDI available to people under 30 in New York? In New York, Social Security Disability Insurance (SSDI) benefits can be available to people under 30, but eligibility depends on several key factors including work credits and disability severity. While age itself is not a disqualifier, younger applicants must meet the SSA’s specific work credit requirements adjusted for their age. SSDI aims to assist those who have a disabling condition severe enough to prevent work for at least 12 months or permanent disability, regardless of being under 30.

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Step 1: Understand Work Credit Requirements

For applicants under 30 in New York, consider:

  • Work credits needed vary based on your exact age at disability onset.
  • Those under 24 typically need 6 credits earned in the 3 years prior to disability.
  • Applicants aged 24-29 have more credits required but fewer than older adults.
Step 2: Document Your Disability Thoroughly

The SSA requires that:

  • Your condition is medically documented with relevant tests and doctor notes.
  • The disability must severely limit your ability to work for 12 months or more.
  • Ongoing treatment and evaluations strengthen your application.
Step 3: Verify Your Disability Onset Date

The exact date you became disabled affects:

  • Eligibility and back pay calculations.
  • The work credits needed based on your age at onset.
  • Your ability to qualify under young adult special SSDI rules.
Step 4: Meet SSA’s Medical and Functional Criteria

The SSA will:

  • Assess medical evidence to confirm severity and duration.
  • Evaluate your functional capacity to determine work limitations.
  • Consider whether you can perform any gainful activity, not just prior jobs.
Common Challenges for Under 30 Applicants

Be mindful of:

  • Insufficient work credits due to limited work history.
  • Inadequate medical evidence not fully showing disability severity.
  • Delays caused by missed appointments or incomplete records.

How Hogan Smith Can Help You

At Hogan Smith, we assist younger New Yorkers with SSDI by:

  • Evaluating your work credit history to determine eligibility based on your age.
  • Helping you compile strong medical documentation to demonstrate the severity of your disability.
  • Guiding you through the application process to meet SSA’s specific criteria for people under 30.
  • Advocating on your behalf during appeals or reconsiderations if your initial claim is denied.

Contact Hogan Smith Today

If you’re under 30 and wondering about your SSDI eligibility in New York, contact Hogan Smith today for a free consultation. Our knowledgeable team will help you understand your benefit options, guide you through the application or appeal process, and fight to secure the disability benefits you deserve.


Further Reading

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Updated February 10, 2025

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Updated February 10, 2025

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Updated February 10, 2025

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